Eymi Epn
map-marker Decatur, Georgia

Cash Call Loan a month behind- but no longer they debited my account.

I screwed up and borrowed some money from them too. They took money out of my account without approval, but that's okay. I am closing my account and will only be paying by money gram from now on and will eventually payboff this outragious loan. I am a month behind and they took the money without authorization because I use my debit card for payment transacations when I have the money. They may be getting more money than I borrowed, but that is what I got into. My stupidity and a well lesson learned. Especially when I don't have a job that can cover the expense along with my house expenses. Can anyone tell me if they defaulted on this loan and what has happened to them after a long period has passed? I borrowed 2600.00 and now I owe 3200.00 how is that possible?
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Loss:
$296
2 comments
Guest

10,000 Guaranteed Approval Personal Loans For Bad Credit. Guaranteed approval personal loans for bad credit for personal with poor credit scores, the chances of recovering from bad economic situations are improved.

Guest

I got a loan from the years ago and i thought i was paying them back but it was going all to intrest. so i closed all my accounts and didnt give them *** for a few months.

They settled for an amount and i never looked back!!!! so calculate what you paid them, and the loan amount and make a deal end of story.

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Aurelia Cxc
map-marker Milwaukee, Wisconsin

Cash for you on line

I was approved for a 2000 dollar loan but had to pay 2 fees totating 344.00 dollars and apply it on a reload network card and once I did it I would get my loan in two hours.But after checking with my bank account after waitihg 6 hours it was not in there.I called them and they told me that I haved used that money for something else.Trying numerious times with them with no resolve.I avise every body to stay the *** away frm this loan site.A huge B.S.site.I am going to try to get the Fedral Goverment to look at this terrible site!
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Loss:
$344
2 comments
Guest

Ok now I can totally relate in regards to Cash Call and there outrageous percentage rates and there tactics if you are late. Like alot of other people I have fallen on hard times on and off due to bad realtionships and other things.

I recently made the biggest mistake I could ever make and I took out a loan with them for $5,000 and my hours have been cut at work finally starting to pick up hours lately and I have tried to work with them and have been honest with them I not only had my hours at work cut but got sick. Trust me telling these loan sharks the truth does not work one bit. I was getting ready for work one day and I work afternoons and I answer my cell phone and it was cash call. The lady on the other end started out nice and then she went into her debt collector mode and I told her to lower her voice and if she would quit cutting me off I could explain everything.

So she went as far as to tell me well you took this loan out we have proof and I said I know that and I am not denying it what I am trying to tell you is I am willing to pay late fees along with my first two to three months of payments. Well that didnt work either. She had the nerve to tell me well you are the fool who took this high interest loan out the only advice I can give you is start pawning your personal possesions because if you dont we are going to sue you and you will go to jail. Okay now I realize I screwed up and I used the money they gave me to pay some other debts off.

I received a letter in the mail today from cash call basicially telling me I have 17 days to come up with over 1400 and if I dont I will be in breech of my contract and they can request the full amount to be paid in full all at once. Okay now if I dont have 1400 how in gods name could I come up with over 5000 plus whatever penalties there are. Cash call, Western Sky and any and all payday loan websites need to be outlawed and shut down for good. I am so stressed out I do not know what to do.

I had to close my one bank account in the fear they would take the little bit of paycheck I am getting this week. Well all I can say is I will never ever never ever even think of cash call ever again after this. Good luck to everyone who has to deal with these loan sharks.

:cry :x :? :roll

Guest

Are you that big of a fool?

Who gets approved for a loan and has to pay $$ before the loan takes place.

Real loans start with collateral or personal guarantees.... NOT $$$

You're the fool!

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Anonymous
map-marker Atlanta, Georgia

LOAN

Borrowed $2,600, was given $2,525 from cash call December 2011,never told me about the percentage but when i asked what the percentage was said "dont worry,its just something you have to pay off on time espectially with your tax refund,No penalty for paying early" They sent a letter to me that i will be paying $294/month,which i started paying,later i went to the website to check the status of my loan,i discovered according to the statement that this credit will cost me $11,373.12. $13,898.12 after all payments paid if i continue to pay $294/month.I called them, no positive result.I decided to pay $1000 montly for two months just to get myself out of the trap.instead,they continue to harass me,my payment was 1st of every month but i decided to close my account because of them,if they did not receive my payment by noon of the 1st,believe me or not i will definitely receive at least five calls from five different numbers from cash call that day.i have eight numbers saved on my phone,there are some i did not save probably i was driving or at work when they called. balance jumped up but i was desperate i tried to make some payments until my balance was $294 first week of dec 2012,according to the statement,unfortunately i had some financial problems around that time but i was still despirate to pay them off so i paid $100 weekly x2 instead they called me anytime of the day,2am at work because they said i suppose to pay the $294 at once.They called me seven times in one day to pay the remaining balance,well to cut the story short,i went to their system the following morning to pay off,i paid $126 as my pay off amount last week.Remember i got this loan Dec 2011,paid off january 2013,total of about less than 13months.i went through a lot and i dont want innocent people to go through this scam,i do NOT recommend this company to even my enemy,pls do NOT get money from them if you DO NOT WANT TO HAVE HEART ATTACK.This my personal believe and advice to whoever that is reading my message,Ipray for people like me(poor)that one day God will remember us and we will not have to borrow money again.
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2 comments
Guest

I understand how everyone involved feels I got a $5000.00 loan in 2003 and I'll be paying them (Cash Call) till 2026 if I live that long. They also harassed and bug all hours of the day.

I wouldn't recommend them to no one. They are rude and unprofessional when talking to you.

I read some of the comments and agree. I don't mind paying my debts but don't like theives and that's what they are :cry

Funny M

They gave you a big red flag when you asked about the percentage and they did not tell you. Did you read the paper work before you signed it?

Never do that.

Every company counts on people not reading the contract this is where they make money. everyone should always read everything before you sign your name.

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Devantae Urb
map-marker Oakland, California

Very poor costomer service, misrepresentaion, outright lies

I have attempted to refinance with cash call 3 times over last year. each time they advertise low rates on their site when you call they confirm the rate. I sent them my documents that appraisal and loan docs were signed and last minute they tell me that the rate was not locked and the rate is higher now by 0.5% . I am going to complain to appropriate overseeing agencies. They are scam. they misrepresent rates, tell you rate is locked and then after spending so much time and energy you find out that it was not locked. people should not trust this company when you try to call and complaint they give you the runaround and waste your time. dont waste your time with this company. apparently management does not care because they are not reachable.
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Cheree Xvp
map-marker Seattle, Washington

This has got to be illegal!

The original loan was in the amount of $1000. To date, almost $2000 has been paid toward repaying the loan, and when I called and asked a representative the remaining owed, she said $1500, and some odd cents. This has got to be illegal. I need help. I have been trying to search for Oregon Laws around loans like this.I have been unsuccessful. When I originally got loan, it was through a company called Western Sky loans. Then I was immediately transferred to some agency called Cash Call. They have been taking $198 a month out of my checking account.
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Loss:
$900
Bobbie B Xcm

Cash call

cash call is still scaming people, they are going to keep doing ti until we get to geather and stop using them. they re only going to do to us what we let them do. they told me that only 2.00 go on the loan that i'm paying 295.00 a month on. what a rip off. i will be paying until 2016 for a 2000.00 dollar loan. please don't get despret enough to give up your life for 2000.00 dollar like i did. they told me if i paid 295.00 a month i would be finished, now it's a diffrent story after i got the money.
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Loss:
$2000
Anonymous
map-marker Boise, Idaho

Abuse of power

mutuple with draw attempts from account ! On march27 i went on line to change date of payemnt debit date from my account . was unable to I then called next day and they were closed . i then called on 29 and was told it to late to change draw date system policy or something . when that payment came back declined . they then attempted to draw 5 more times before the the 5th of april . after called and talked with them , they sent email saying they going to debit my accounts and all they would say is that we cant chnage it ! i pleaded to stop though out the month . when they attempted to debit another 5 times . needless to say my accounts are locked by the bank now and they still keep trying to debit my account . now they are calling everyone on the sun . because i stopped taking calls untill they refund the 300 some in bank charges i have ....
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Loss:
$300
1 comment
Guest

They did the same to me. I would send them almost my entire check for the week, and then I would get a call from one of their agents the next day or two days later chewing me out about not having the money to cover the debit they scheduled without my knowledge! My bank account was closed because of them constantly driving me into the red

Anonymous
map-marker Philadelphia, Pennsylvania

CASH CALL RIP OFF SCAM

I borrow 1000,00 and have already paid back 2,500. They continue to take 225.00 out of my bank account with out authorization. I have tried to settle this with them and they still keep taking money. They have cause me so my stress and bank fees. I had to change banks and now they are reporting me to collections and my credit report. Hate them. Never do it. Biggest mistake of my life. They have ruined my credit and ther staff is rude heartless and horrible. They call me all day long minute after minute at times. My loan is paid off an d more and they are continuing to try and take money from. They need to be SHUT DOWN. Surprised they are not already. Someone needs to do something. I have tried everything.
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3 comments
Guest

These nasty comments are just the *** Cash Call guys, they live to screw people over…..

Guest

Well, If you were smart, you wouldn't have to resort to a cash company. Work on your credit or take up another job so you have extra money. No wonder I laugh at people who complains about cash companies and their unfair practices thinking they are ripping them off.

Guest
reply icon Replying to comment of Guest-605501

There are times when things didn't quite go as planned and need some $ just to help out a bit. If you have nothing helpful to say, shut the *** up. :(

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Anonymous
map-marker Saint Louis, Missouri

I am trying to close my brother's account, who is deceased

i have called and spoken to customer service and the law dept., several times to close my brother's account. cashcall ask for faxed copies of power of attorney and a copy of the death certicate, which all were done. i was today by customer service that the account was closed and then got a phone call from a supervisor, ms. ford who said they could no longer speak with me!!!!!! this was a personal loan signed by my brother, not his wife. why do let these companies stay in business. also, i was told they do not a legal dept., when i talked to them several times. mike rathmann
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Loss:
$2800
Kathlene Ias
map-marker Sanford, North Carolina

They call every day multiple times

I borrowed money form Western Sky. They sold my loan to Cash Call. They call 7 days a week, multiple times a day, from about 6 or more different phone numbers. I borrowed $1500 from them. I am not behind on my payments and they still call. I have 2 more payments until I have paid them back, according to the website. I will have paid back more than triple what I borrowed. They call day and night. DO NOT EVER BORROW MONEY FROM THEM!!!!! I will not EVER recommend them and shutter when I see the commercials on TV for Western Sky.
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Loss:
$4600
1 comment
Guest

Unfortunately, I don't think people read the very fine print at the end of their TV ad! I can't believe that this outfit is even allowed to advertise!

Anonymous
map-marker Alexandria, Virginia

Western sky loan sold to Cash Call

In 2011 I saw an add for Western Sky to get a loan for $2,500 to help pay bills. I took advantage of this add and called them. I called and was approved for a loan as long as I had a bank account. The thing is they have a hidden interest rate, which is 139% and they do not send you statements every month to make your payments from. They want $294 a month and that does not even cover the interest rate on this crazy loan. It is a scam Western sky sucks you in then Cash Call takes over. I can not afford to pay this loan due to loosing my job. They put it on my credit report as not being paid. Then they turned it over to a collection agency and the amount went up to $7,000 +. I thought that loan holders could not triple a loan. These people are rude when they call you and use every means to try to scare the *** out of you. I want this off my credit report and would like to know how. yes I will join a class action suit against these crooks. How can they live with them selves while robbing the poor.
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Loss:
$2500
3 comments
Guest

I took a $100 loan out with westernsky, andcthey sold my loan to cashcall. It was supposed to be for 12 months.

*** me! I checked into the account today thinkingvit would be paid off, no way. I called western sky and asked them why my loan said $1500 instead of the $1000, I rerceived and they informed me that there is a $500 up front finance fee not including the interest. which is by the way supposedly 149%.

So I am now stuck for another year making $198 payments.

You do the math. Yes they are charging me interest on the finance fee.

Guest

Idiots like you need to read before signing!!!!!! Its not their fault you lost your job.

A contract is a contract mental midget! :sigh :sigh :sigh :sigh :sigh :sigh :sigh

Guest
reply icon Replying to comment of Guest-595200

Hey buddy easy on the name calling. Not everyone has a life as well off as yours and might truly have extenuating circumstances.

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Bobbie B Xcm
map-marker Livonia, Michigan

Charge to much insterest rate.

I got a loan around christmast time because i was a little despret to get my grandkids something for christmas,saw the other loan company on tv, not cash call called them for a loan, they did not tell me about hight insterest rates until after i got the loan.worst mistake of my life, now i am going to be paying until i die. people i know we get on hard time but let us stop giving up our lives too these loan people. I need help getting out of this.Please try and help a foolish deprest person, i need help.
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Loss:
$1000
2 comments
Guest

Go to your local credit union or bank and get a loan and pay these thieves off. Read reviews next time before you work with any company!

Bobbie B Xcm
reply icon Replying to comment of Guest-636598

You are so right, i should have read the reviews first but i didn't think about it. that's why i had to go too the thieves because i could not get a loan from the credit union or bank.But thanks a lots.

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Anonymous

Took unauthorized payments from my check. account.

I applied for a loan but cancelled it after Linda Lam wanted me to fax her ALL OF MY BANK STATEMENTS. I said no. I didn't feel comfortable sending her all the papers. I THEN CANCELLED THE LOAN AND NEVER FINALIZED THE LOAN. Feb.21 212.03 was taken out of my bank account under the name......govloanpayment. Then on March 21 govloanpayment took another212.03 out again. The banks fraud unit is now involved. And I told cash call to NEVER call me again and put my money back. They keep calling so I have the police taking over.
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Loss:
$424
1 comment
Guest

Thank you for telling us about this company. I had thought about calling them for refinancing our home.

THANK YOU! :grin

Anonymous
map-marker Los Angeles, California

THIS DONT MAKE NO SENSe

bait and switch,...they never explian..false.misleading..how do you pay on a loan everymonth and the balance never goes down..u still owe the same amount of the loan..in one year time....its like u are paying on another loan while still they hold that loan in the balance.doesnt make sense....so what am i paying for??????????I TRIED CALLING THEM GOT THE RUN AROUND....WAS TOLD I GET A CALL BACK IM STILL WAITINGFOR SOMEONE TO CALL FROM THE MAIN OFFICE..ABOUT THIS MESS.OF ACOMPANY...THAT STEALS PEOPLE MONEY.WITH THES SCAMS AND DECENT.
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Loss:
$4932
Anonymous
map-marker Grass Valley, California

Joke ***

Cash call is a joke *** for associates they won't work with you and you pay for nothing. Don't go to cash call people they drain you for everything you got and really high interest rates our through the roof they will ruin your live , and its not their problem is what they will tell you. I took the loan out for 2,500$ with a 3 year payment plan after paying 300$ a month for 6 months the balance on the loan was still there wow rite I called they said oh you are just paying the interest, then they tell me if I was to take 4 years to pay off the loan would cost me 14,000 dollars. *** they are a joke trust me
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