CashCall
Reviews and Complaints
www.cashcall.com
Eymi Epn
Decatur, Georgia
Cash Call Loan a month behind- but no longer they debited my account.
I screwed up and borrowed some money from them too. They took money out of my account without approval, but that's okay. I am closing my account and will only be paying by money gram from now on and will eventually payboff this outragious loan. I am a month behind and they took the money without authorization because I use my debit card for payment transacations when I have the money. They may be getting more money than I borrowed, but that is what I got into. My stupidity and a well lesson learned. Especially when I don't have a job that can cover the expense along with my house expenses. Can anyone tell me if they defaulted on this loan and what has happened to them after a long period has passed? I borrowed 2600.00 and now I owe 3200.00 how is that possible?
Loss:
$296
2 comments
Aurelia Cxc
Milwaukee, Wisconsin
Cash for you on line
I was approved for a 2000 dollar loan but had to pay 2 fees totating 344.00 dollars and apply it on a reload network card and once I did it I would get my loan in two hours.But after checking with my bank account after waitihg 6 hours it was not in there.I called them and they told me that I haved used that money for something else.Trying numerious times with them with no resolve.I avise every body to stay the *** away frm this loan site.A huge B.S.site.I am going to try to get the Fedral Goverment to look at this terrible site!
Loss:
$344
2 comments
Anonymous
Atlanta, Georgia
LOAN
Borrowed $2,600, was given $2,525 from cash call December 2011,never told me about the percentage but when i asked what the percentage was said "dont worry,its just something you have to pay off on time espectially with your tax refund,No penalty for paying early" They sent a letter to me that i will be paying $294/month,which i started paying,later i went to the website to check the status of my loan,i discovered according to the statement that this credit will cost me $11,373.12. $13,898.12 after all payments paid if i continue to pay $294/month.I called them, no positive result.I decided to pay $1000 montly for two months just to get myself out of the trap.instead,they continue to harass me,my payment was 1st of every month but i decided to close my account because of them,if they did not receive my payment by noon of the 1st,believe me or not i will definitely receive at least five calls from five different numbers from cash call that day.i have eight numbers saved on my phone,there are some i did not save probably i was driving or at work when they called. balance jumped up but i was desperate i tried to make some payments until my balance was $294 first week of dec 2012,according to the statement,unfortunately i had some financial problems around that time but i was still despirate to pay them off so i paid $100 weekly x2 instead they called me anytime of the day,2am at work because they said i suppose to pay the $294 at once.They called me seven times in one day to pay the remaining balance,well to cut the story short,i went to their system the following morning to pay off,i paid $126 as my pay off amount last week.Remember i got this loan Dec 2011,paid off january 2013,total of about less than 13months.i went through a lot and i dont want innocent people to go through this scam,i do NOT recommend this company to even my enemy,pls do NOT get money from them if you DO NOT WANT TO HAVE HEART ATTACK.This my personal believe and advice to whoever that is reading my message,Ipray for people like me(poor)that one day God will remember us and we will not have to borrow money again.
2 comments
Devantae Urb
Oakland, California
Very poor costomer service, misrepresentaion, outright lies
I have attempted to refinance with cash call 3 times over last year. each time they advertise low rates on their site when you call they confirm the rate. I sent them my documents that appraisal and loan docs were signed and last minute they tell me that the rate was not locked and the rate is higher now by 0.5% . I am going to complain to appropriate overseeing agencies. They are scam. they misrepresent rates, tell you rate is locked and then after spending so much time and energy you find out that it was not locked. people should not trust this company when you try to call and complaint they give you the runaround and waste your time. dont waste your time with this company. apparently management does not care because they are not reachable.
Cheree Xvp
Seattle, Washington
This has got to be illegal!
The original loan was in the amount of $1000. To date, almost $2000 has been paid toward repaying the loan, and when I called and asked a representative the remaining owed, she said $1500, and some odd cents. This has got to be illegal. I need help. I have been trying to search for Oregon Laws around loans like this.I have been unsuccessful. When I originally got loan, it was through a company called Western Sky loans. Then I was immediately transferred to some agency called Cash Call. They have been taking $198 a month out of my checking account.
Loss:
$900
Bobbie B Xcm
Cash call
cash call is still scaming people, they are going to keep doing ti until we get to geather and stop using them. they re only going to do to us what we let them do. they told me that only 2.00 go on the loan that i'm paying 295.00 a month on. what a rip off. i will be paying until 2016 for a 2000.00 dollar loan. please don't get despret enough to give up your life for 2000.00 dollar like i did. they told me if i paid 295.00 a month i would be finished, now it's a diffrent story after i got the money.
Loss:
$2000
Anonymous
Boise, Idaho
Abuse of power
mutuple with draw attempts from account ! On march27 i went on line to change date of payemnt debit date from my account . was unable to I then called next day and they were closed . i then called on 29 and was told it to late to change draw date system policy or something . when that payment came back declined . they then attempted to draw 5 more times before the the 5th of april . after called and talked with them , they sent email saying they going to debit my accounts and all they would say is that we cant chnage it ! i pleaded to stop though out the month . when they attempted to debit another 5 times . needless to say my accounts are locked by the bank now and they still keep trying to debit my account . now they are calling everyone on the sun . because i stopped taking calls untill they refund the 300 some in bank charges i have ....
Loss:
$300
1 comment
Anonymous
Philadelphia, Pennsylvania
CASH CALL RIP OFF SCAM
I borrow 1000,00 and have already paid back 2,500. They continue to take 225.00 out of my bank account with out authorization. I have tried to settle this with them and they still keep taking money. They have cause me so my stress and bank fees. I had to change banks and now they are reporting me to collections and my credit report. Hate them. Never do it. Biggest mistake of my life. They have ruined my credit and ther staff is rude heartless and horrible. They call me all day long minute after minute at times. My loan is paid off an d more and they are continuing to try and take money from. They need to be SHUT DOWN. Surprised they are not already. Someone needs to do something. I have tried everything.
3 comments
Anonymous
Saint Louis, Missouri
I am trying to close my brother's account, who is deceased
i have called and spoken to customer service and the law dept., several times to close my brother's account. cashcall ask for faxed copies of power of attorney and a copy of the death certicate, which all were done. i was today by customer service that the account was closed and then got a phone call from a supervisor, ms. ford who said they could no longer speak with me!!!!!! this was a personal loan signed by my brother, not his wife. why do let these companies stay in business. also, i was told they do not a legal dept., when i talked to them several times. mike rathmann
Loss:
$2800
Kathlene Ias
Sanford, North Carolina
They call every day multiple times
I borrowed money form Western Sky. They sold my loan to Cash Call. They call 7 days a week, multiple times a day, from about 6 or more different phone numbers. I borrowed $1500 from them. I am not behind on my payments and they still call. I have 2 more payments until I have paid them back, according to the website. I will have paid back more than triple what I borrowed. They call day and night. DO NOT EVER BORROW MONEY FROM THEM!!!!! I will not EVER recommend them and shutter when I see the commercials on TV for Western Sky.
Loss:
$4600
1 comment
Anonymous
Alexandria, Virginia
Western sky loan sold to Cash Call
In 2011 I saw an add for Western Sky to get a loan for $2,500 to help pay bills. I took advantage of this add and called them. I called and was approved for a loan as long as I had a bank account. The thing is they have a hidden interest rate, which is 139% and they do not send you statements every month to make your payments from. They want $294 a month and that does not even cover the interest rate on this crazy loan. It is a scam Western sky sucks you in then Cash Call takes over. I can not afford to pay this loan due to loosing my job. They put it on my credit report as not being paid. Then they turned it over to a collection agency and the amount went up to $7,000 +. I thought that loan holders could not triple a loan. These people are rude when they call you and use every means to try to scare the *** out of you. I want this off my credit report and would like to know how. yes I will join a class action suit against these crooks. How can they live with them selves while robbing the poor.
Loss:
$2500
3 comments
Bobbie B Xcm
Livonia, Michigan
Charge to much insterest rate.
I got a loan around christmast time because i was a little despret to get my grandkids something for christmas,saw the other loan company on tv, not cash call called them for a loan, they did not tell me about hight insterest rates until after i got the loan.worst mistake of my life, now i am going to be paying until i die. people i know we get on hard time but let us stop giving up our lives too these loan people. I need help getting out of this.Please try and help a foolish deprest person, i need help.
Loss:
$1000
2 comments
Anonymous
Took unauthorized payments from my check. account.
I applied for a loan but cancelled it after Linda Lam wanted me to fax her ALL OF MY BANK STATEMENTS. I said no. I didn't feel comfortable sending her all the papers. I THEN CANCELLED THE LOAN AND NEVER FINALIZED THE LOAN. Feb.21 212.03 was taken out of my bank account under the name......govloanpayment. Then on March 21 govloanpayment took another212.03 out again. The banks fraud unit is now involved. And I told cash call to NEVER call me again and put my money back. They keep calling so I have the police taking over.
Loss:
$424
1 comment
Anonymous
Los Angeles, California
THIS DONT MAKE NO SENSe
bait and switch,...they never explian..false.misleading..how do you pay on a loan everymonth and the balance never goes down..u still owe the same amount of the loan..in one year time....its like u are paying on another loan while still they hold that loan in the balance.doesnt make sense....so what am i paying for??????????I TRIED CALLING THEM GOT THE RUN AROUND....WAS TOLD I GET A CALL BACK IM STILL WAITINGFOR SOMEONE TO CALL FROM THE MAIN OFFICE..ABOUT THIS MESS.OF ACOMPANY...THAT STEALS PEOPLE MONEY.WITH THES SCAMS AND DECENT.
Loss:
$4932
Anonymous
Grass Valley, California
Joke ***
Cash call is a joke *** for associates they won't work with you and you pay for nothing. Don't go to cash call people they drain you for everything you got and really high interest rates our through the roof they will ruin your live , and its not their problem is what they will tell you. I took the loan out for 2,500$ with a 3 year payment plan after paying 300$ a month for 6 months the balance on the loan was still there wow rite I called they said oh you are just paying the interest, then they tell me if I was to take 4 years to pay off the loan would cost me 14,000 dollars. *** they are a joke trust me
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I got a loan from the years ago and i thought i was paying them back but it was going all to intrest. so i closed all my accounts and didnt give them *** for a few months.
They settled for an amount and i never looked back!!!! so calculate what you paid them, and the loan amount and make a deal end of story.